Dec 21, 2016. 2017 is not looking to be a great year for anyone who is dealing with high debt loads or who is having trouble paying their bills. A few days ago, I wrote about the upcoming expiration of the Home Affordable Modification Program, which helps distressed homeowners avoid foreclosure by renegotiating their. Mortgage debt forgiveness. Mortgage lenders charged off more than $1 trillion of home loans between 2007 and 2014, according to the Federal Reserve. Charging off isn’t the same as forgiving, though. It’s an accounting term that indicates lenders didn’t think they could collect what they were owed. Mortgage Debt Tax Forgiveness Act of 2017 This bill amends the Internal Revenue Code to make permanent the exclusion from gross income of income attributable to the discharge of qualified principal residence indebtedness.

• Irs Tax Debt Forgiveness
• Programs Help Mortgage Debt Forgiveness Act
• Mortgage Debt Forgiveness Program 2018

Forty-five states and the District of Columbia all have special student loan forgiveness programs for residents of their states.

Many of the programs are in public service fields, such as health care, teaching, dentistry, legal, and more. ​If you aren’t employed in a public service field and are looking for ways to save on your student loans, check out Credible to compare rates from different lenders in 2 minutes. Plus, College Investor readers get a $200 bonus when they refinance with Credible!

If you're not quite sure where to start or what to do, consider hiring a CFA to help you with your student loans. We recommend The Student Loan Planner to help you put together a solid financial plan for your student loan debt. Check out The Student Loan Planner here.

Remember, there are still Federal Student Loan Forgiveness programs and Secret Student Loan Forgiveness programs as part of many repayment plans. Learn more about those here:

Federal Student Loan Forgiveness Programs - There are a lot of different Federal Student Loan Forgiveness Programs that you may qualify for.

Secret Student Loan Forgiveness Programs​ - These 'secret' programs are really student loan forgiveness connected with a student loan repayment plan.

Student Loan Debt Forums - Check out our student loan debt forum and read what others are saying about student loan forgiveness programs.

Full List of Student Loan Forgiveness Program by State

Alabama - Alabama is one of the few states that doesn't have a student loan forgiveness program.

Alaska - Alaska currently has one program.

Arizona - Arizona currently has three programs.

Arkansas - Arkansas currently has two programs.

California - California currently has three forgiveness programs.

Colorado - Colorado currently has three forgiveness programs.

Connecticut - Connecticut is one of the few states that doesn't have a student loan forgiveness program.

Delaware - Delaware currently has one student loan forgiveness program.

Florida - Florida currently has two student loan forgiveness programs.

Georgia - Georgia currently has one student loan forgiveness program.

Hawaii - Hawaii currently has one student loan forgiveness program.

Idaho - Idaho currently has one student loan forgiveness program.

Illinois - Illinois currently has four student loan forgiveness programs.

Indiana - Indiana currently has one student loan forgiveness program.

Iowa - Iowa currently has six student loan forgiveness programs.

Kansas - Kansas currently has three student loan forgiveness programs.

Kentucky - Kentucky currently has one student loan forgiveness program.

Louisiana - Louisiana currently has three student loan forgiveness programs.

Maine - Maine currently has five student loan forgiveness programs.

Maryland - Maryland currently has three student loan forgiveness programs.

Massachusetts - Massachusetts currently has one student loan forgiveness program.

Michigan - Michigan currently has two student loan forgiveness programs.

Minnesota - Minnesota currently has ten student loan forgiveness programs.

Mississippi - Mississippi currently has one student loan forgiveness program.

Missouri - Missouri currently has three student loan forgiveness programs.

Montana - Montana currently has three student loan forgiveness programs.

Nebraska - Nebraska currently has one student loan forgiveness program.

Irs Tax Debt Forgiveness

Nevada - Nevada currently has one student loan forgiveness program.

New Hampshire - New Hampshire currently has two student loan forgiveness programs.

New Jersey - New Jersey currently has three student loan forgiveness programs.

Programs Help Mortgage Debt Forgiveness Act

New Mexico - New Mexico currently has three student loan forgiveness programs.

New York - New York currently has nine student loan forgiveness programs.

North Carolina - North Carolina currently has three student loan forgiveness programs.

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North Dakota - North Dakota currently has three student loan forgiveness programs.

Ohio - Ohio currently has two student loan forgiveness programs.

Oklahoma - Oklahoma currently has three student loan forgiveness programs.

Oregon - Oregon currently has three student loan forgiveness programs.

Pennsylvania - Pennsylvania currently has two student loan forgiveness programs.

Rhode Island - Rhode Island currently has three student loan forgiveness programs.

South Carolina - South Carolina currently has one student loan forgiveness program.

South Dakota - South Dakota currently has one student loan forgiveness program.

Tennessee - Tennessee is one of the few states with no programs.

Texas - Texas currently has nine student loan forgiveness programs.

Utah - Utah is one of the few states with no student loan forgiveness programs.

Vermont - Vermont currently has five student loan forgiveness programs.

Virginia - Virginia currently has three student loan forgiveness programs.

Washington - Washington currently has one student loan forgiveness program.

West Virginia - West Virginia is one of the few states with no student loan forgiveness programs.

Wisconsin - Wisconsin currently has one student loan forgiveness program.

Mortgage Debt Forgiveness Program 2018

Wyoming - Wyoming currently has two student loan forgiveness programs.

U.S. Territories

The District of Columbia - Washington D.C. currently has two student loan forgiveness programs.